Welcome to Portfolio Loan Specialists!

I am committed to providing my clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, I can help make your dreams come true.

I specialize in the following Mortgage Loans:

  • Home Purchase Loans
  • Home Refinance Loans
  • Home Equity Loans
  • Cash Out Home Loans
  • Jumbo Home Loans
  • FHA Loans / VA Loans
  • Reverse Mortgage Loans
  • And Much, Much More!


I have been a Mortgage Loan Officer for 11 years and work closely with real estate agents and home buyers to help many people become home owners. Helping people understand the steps and benefits of home ownership is one of my favorite aspects to my job. My dedication and concern for my clients has helped me build a referral based business of many loyal clients. I am always available to offer advise for clients, friends, and family, and truly understand the importance of exceptional customer service and follow through. I have worked as the in house lender for a Coldwell Banker office and have run my own branch of a mortgage brokerage firm. With the ever changing mortgage market, I have become a direct lender with Pact Trust Bank so I am able to offer my clients the high level of customer service they deserve.

Personal Mission Statement:

At the closing of every loan there is a happy client. My success is not measured by the number of loans I close, but by the relationships I create along the way. Each of my clients feels truly valued and well served. I offer unparalleled mortgage and refinance service to clients throughout the the US!

Contact Me Today or Apply Now!

Mandy Whigham